:root{--navy:#002349;--navy2:#203f57;--orange:#ef7b42;--paper:#f5f7f8;--ink:#1c3344;--muted:#536779;--line:#dce4e8;--pale:#fff4eb;--white:#fff;--danger:#ad3c2d;--good:#126b4a;color-scheme:light;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
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.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr));gap:1rem;margin:1rem 0}.field{min-width:0;display:flex;flex-direction:column;gap:.3rem}.field label{font-size:.84rem;font-weight:750;color:#314b5d}.field small{font-size:.75rem;color:var(--muted)}.field input,.field select,.field textarea{width:100%;max-width:100%;border:1px solid #b9c8d0;border-radius:9px;background:white;padding:.7rem .75rem;color:var(--ink);min-height:45px}.field input:invalid{border-color:var(--danger)}.field.checkbox{justify-content:flex-end}.checkbox label{display:flex;align-items:center;gap:.5rem}.checkbox input{width:auto;min-height:0}.field input[type=number]{font-variant-numeric:tabular-nums}input[type=radio]{accent-color:var(--orange)}input[type=checkbox]{accent-color:var(--orange)}
.choice-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.8rem;margin-top:.75rem}.choice{position:relative;border:1px solid var(--line);border-radius:12px;padding:1rem;background:white;cursor:pointer}.choice:has(input:checked){border:2px solid var(--orange);background:var(--pale);padding:calc(1rem - 1px)}.choice strong{display:block;margin-bottom:.3rem}.choice small{display:block;color:var(--muted);font-size:.78rem}.choice input{position:absolute;right:.85rem;top:.85rem}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.85rem;margin:1rem 0}.stat{background:#f2f5f7;border:1px solid var(--line);padding:1rem;border-radius:12px;min-width:0}.stat.main{background:var(--navy);color:white;border-color:var(--navy)}.stat .label{display:block;color:#577082;font-weight:600;font-size:.85rem;margin-bottom:.35rem}.stat.main .label{color:#c5d5e0}.stat .amount{display:block;color:var(--navy);font-size:clamp(1.32rem,3vw,2rem);font-weight:850;letter-spacing:-.035em;line-height:1.1;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.stat.main .amount{color:white}.stat .detail{display:block;font-size:.78rem;color:#587082;margin-top:.45rem}.stat.main .detail{color:#c5d5e0}
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.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;margin-top:1rem}table{border-collapse:collapse;width:100%;background:white;font-size:.88rem}th,td{padding:.72rem .8rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:middle}thead th{background:#eaf0f4;color:var(--navy);font-size:.75rem;letter-spacing:.03em;white-space:nowrap}tbody tr:last-child td{border-bottom:0}td.numeric,th.numeric{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}tfoot td{background:#edf2f5;font-weight:800}table input,table select{width:100%;min-width:76px;border:1px solid #bdcbd3;border-radius:6px;padding:.46rem .5rem;background:white;color:var(--ink)}table input.short{max-width:86px}table input.role{min-width:140px}table .check{width:18px;min-width:18px}.table-actions{white-space:nowrap}
.side-by-side{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.8fr);gap:1rem}.summary{background:var(--navy);color:white;border-radius:16px;padding:1.5rem}.summary h2,.summary h3{color:white}.summary .label{color:#d0deea}.summary .huge{font-size:clamp(2rem,5vw,3.3rem);font-weight:900;letter-spacing:-.05em;color:#fff;margin:.2rem 0 1rem;font-variant-numeric:tabular-nums}.summary-list{border-top:1px solid #4a657b;padding-top:.75rem}.summary-list div{display:flex;justify-content:space-between;gap:1rem;margin:.5rem 0}.summary-list b{font-variant-numeric:tabular-nums}.callout{margin-top:1.5rem;border-radius:14px;background:#fff1e7;padding:1.3rem;border:1px solid #f9c8a5}.callout h2{margin-bottom:.35rem}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,235px),1fr));gap:1rem}.tool-card{background:white;border:1px solid var(--line);border-radius:14px;padding:1.3rem;display:flex;flex-direction:column;gap:.65rem}.tool-card h2{font-size:1.25rem;margin:0}.tool-card p{color:var(--muted);flex:1}.tool-card a{font-weight:800;text-decoration-thickness:2px}.tool-card .number{font-weight:900;font-size:.8rem;letter-spacing:.08em;color:var(--orange)}
.site-footer{border-top:1px solid var(--line);text-align:center;padding:1.5rem;margin-top:2rem;color:var(--muted);font-size:.83rem}.site-footer a{margin:0 .3rem}.chart{margin-top:1rem;max-height:240px;overflow:auto}.bar{display:flex;align-items:center;gap:.6rem;margin:.4rem 0}.bar label{width:70px;font-size:.77rem;color:var(--muted)}.bar-track{flex:1;height:14px;background:#dce6ed;border-radius:10px;overflow:hidden}.bar-fill{height:100%;background:var(--orange);border-radius:10px}.bar-value{width:95px;text-align:right;font-size:.8rem;font-variant-numeric:tabular-nums}
@media(max-width:740px){.site-header-inner{align-items:flex-start;flex-direction:column}.wrap{padding:1.2rem .9rem 2.2rem}.choice-grid,.stats,.side-by-side{grid-template-columns:1fr}.calc-hero{border-radius:14px;padding:1.5rem}nav{gap:.65rem}.button-row .btn{flex:1}.summary{padding:1.1rem}}
@media print{body{background:white}.site-header nav,.breadcrumbs,.button-row,.site-footer,.field button,.table-actions,.choice input,.callout .btn{display:none!important}.wrap{padding:0;max-width:100%}.calc-hero{background:white;color:var(--navy);border-bottom:2px solid var(--orange);border-radius:0}.calc-hero h1,.calc-hero p{color:var(--navy)}.panel,.summary{box-shadow:none;break-inside:avoid}.summary{color:var(--navy);background:white;border:1px solid var(--line)}.summary h2,.summary .huge{color:var(--navy)}.stats{grid-template-columns:repeat(3,1fr)}a{text-decoration:none;color:inherit}}

/* Editorial guidance: deliberately avoids legacy .hero and generic .panel selectors. */
.tnb-calculator-page .calc-seo-section{margin:clamp(2rem,4vw,3rem) 0 0}
.tnb-calculator-page .calc-seo-heading{max-width:820px;margin:0 0 1.25rem}
.tnb-calculator-page .calc-seo-heading h2{font-size:clamp(1.55rem,3.2vw,2.15rem);margin:.45rem 0 .7rem}
.tnb-calculator-page .calc-seo-heading>p:last-child{color:var(--muted);font-size:1rem}
.tnb-calculator-page .calc-seo-kicker,.tnb-calculator-page .calc-seo-label{font-size:.77rem;letter-spacing:.1em;text-transform:uppercase;font-weight:850;color:#994517;margin:0 0 .6rem}
.tnb-calculator-page .calc-seo-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}
.tnb-calculator-page .calc-seo-card{background:white;border:1px solid var(--line);border-top:3px solid var(--orange);border-radius:14px;padding:clamp(1.1rem,2.2vw,1.5rem);min-width:0}
.tnb-calculator-page .calc-seo-card h3{font-size:1.24rem;margin:.2rem 0 .95rem}
.tnb-calculator-page .calc-seo-card p,.tnb-calculator-page .calc-seo-card li{color:#40566a;line-height:1.64;font-size:.95rem}
.tnb-calculator-page .calc-seo-card p strong{color:var(--navy)}
.tnb-calculator-page .calc-seo-card ol{padding-left:1.35rem;margin:.3rem 0 0}
.tnb-calculator-page .calc-seo-card ol li+li{margin-top:.6rem}
.tnb-calculator-page .calc-seo-example{background:#fffaf6}
.tnb-calculator-page .calc-seo-wide{grid-column:1/-1}
.tnb-calculator-page .calc-seo-reviewed{font-size:.81rem!important;color:#5a7080!important;margin:.75rem 0 0}
.tnb-calculator-page .calc-seo-sources{font-size:.84rem!important;margin:.75rem 0 0}
.tnb-calculator-page .calc-seo-sources a{font-weight:750}
.tnb-calculator-page .calc-seo-faq{border-top:1px solid var(--line);padding:.85rem .15rem}
.tnb-calculator-page .calc-seo-faq:last-child{padding-bottom:0}
.tnb-calculator-page .calc-seo-faq summary{cursor:pointer;font-weight:780;color:var(--navy);line-height:1.5;padding-right:.5rem}
.tnb-calculator-page .calc-seo-faq p{margin:.55rem 0 .25rem;max-width:840px}
.tnb-calculator-page .calc-seo-next{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem;padding:1.3rem 1.5rem;margin:1rem 0;background:#e8eef2;border:1px solid #d0dee6;border-radius:14px}
.tnb-calculator-page .calc-seo-next p{margin:0 0 .52rem;font-size:.92rem}
.tnb-calculator-page .calc-seo-next p a{font-weight:750}
.tnb-calculator-page .calc-seo-next-question{font-weight:720;color:var(--navy);margin-top:.85rem!important}
.tnb-calculator-page .calc-seo-next-button{display:inline-block;align-self:center;background:var(--orange);color:#192d3d;border-radius:9px;padding:.85rem 1.1rem;text-decoration:none;font-weight:850;text-align:center;max-width:100%}
.tnb-calculator-page .calc-seo-next-button:hover{background:#f09357;color:#192d3d}
.tnb-calculator-page .calc-seo-author{display:flex;align-items:center;gap:1.25rem;background:var(--navy);color:white;border-radius:14px;padding:1.2rem 1.45rem;margin-top:1rem}
.tnb-calculator-page .calc-seo-author img{width:76px;height:92px;flex:none;object-fit:cover;object-position:50% 22%;border-radius:9px;border:2px solid #f7ae83}
.tnb-calculator-page .calc-seo-author p{margin:0 0 .4rem;font-size:.9rem;line-height:1.54;color:#e0e8ee}
.tnb-calculator-page .calc-seo-author strong{color:#fff}
.tnb-calculator-page .calc-seo-author .calc-seo-label{color:#ffc09a}
.tnb-calculator-page .calc-seo-author a{color:#ffd0af;text-underline-offset:3px}
@media(max-width:740px){.tnb-calculator-page .calc-seo-grid{grid-template-columns:1fr}.tnb-calculator-page .calc-seo-next{padding:1.1rem}.tnb-calculator-page .calc-seo-next-button{width:100%}.tnb-calculator-page .calc-seo-author{align-items:flex-start;gap:.8rem;padding:1rem}.tnb-calculator-page .calc-seo-author img{width:58px;height:76px}}
@media print{.tnb-calculator-page .calc-seo-card,.tnb-calculator-page .calc-seo-author{box-shadow:none;break-inside:avoid}.tnb-calculator-page .calc-seo-author{background:#fff;color:var(--navy);border:1px solid var(--line)}.tnb-calculator-page .calc-seo-author p,.tnb-calculator-page .calc-seo-author strong,.tnb-calculator-page .calc-seo-author a{color:var(--navy)}.tnb-calculator-page .calc-seo-next-button{display:none}}